Ruslan Gurdzhiyan started his career in the banking industry. He served in telecommunications for 10 years as chief marketing officer at MTS and CEO at Effortel North West (Russia-Belgium). He then dedicated 4 years to the retail industry where he worked as Vice President at F5 RG (Pyaterochka, Perekrestok and Carousel retail chains). Prior to joining Sberbanks central administrative office, Ruslan Gurdzhiyan occupied senior positions in governmental bodies while participating in the special committee of the Russian State Duma. Since 2016, Ruslan Gurdzhiyan has held the post of CEO at Sberbank Telecom. LLC Sberbank Telecom is Sberbanks subsidiary company providing services as mobile virtual network operator (MVNO).