The platform provides a possibility for an online housing appraisal, a wide selection of items, as well as integration with identification services. <...>Brokerage companies allow the customer to choose an optimal loan online, while the customer has access to services and legal assistance. <...> The automated application form, digital workflow allow to significantly reduce the cost of mortgage loan granting for the bank, as well as the time it takes to grant it. <...> There are technologies that allow the customer to combine a mortgage loan and a repairs one. <...> Acceptance of the loan decision, as well as risk assessment, occurs instantly and creates an opportunity for rapid closing of the transaction. Drivers of this process are modularization, fragmentation and ecosystem — Philip Gudgeon, Head, Oliver Wyman, Russia and CIS.
The digital infrastructure is changing, and blockchain <...> is part of it. The systems that will be launched cannot function without blockchain, because there has already been a paradigm shift that has changed people's attitudes to ecosystems. Now they need to be transparent, fast and cheap. Blockchain just allows it to be done, which is a technology introduction factor in the real estate — Alexander Ivanov, Founder, Chief Executive Officer, Waves Platform; Strategy Director, Vostok Project.
The Dom.RF project will be one of the first real estate projects in the world to use of blockchain for property registers, which will actually function and which people will actually use. Here we are in front of the whole planet — Alexander Ivanov, Founder, Chief Executive Officer, Waves Platform; Strategy Director, Vostok Project.