These days, e-wallets are increasingly becoming the nexus between buyers and sellers, coming to the fore of payment processes. Looking ahead, with mobile payments as a starting point, both merchants and consumers can enjoy a range of additional services and benefits powered by digital technology. How does the proliferation of e-wallets boost financial inclusion? How can e-wallets and traditional financial institutions collaborate instead of compete? How did an e-wallet in China evolve from a payment tool to the most popular non-social media app in the world?