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The cashless society to deliver improved economic efficiency and transparency
22 May 2014

Despite the rapid penetration of banking services and non-cash payments into society, many emerging economies, including Russia, continue to be ‘cash countries’. However, the development of cashless payments improves the transparency of the economy, reduces the cost of business transactions, and increases competition in banking services. How can regulators, payment systems, and banks better work together to reduce the share of cash in circulation and increase card and digital transactions? What can be done to motivate customers to use non-cash payments more widely and thereby accelerate the movement to a ‘cashless society’?

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